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Showing posts with label goal. Show all posts
Showing posts with label goal. Show all posts

Friday, December 14, 2007

My Dream House


I've been up since 6 am, and since then, I've been working and perfecting my dream house. It's been my dream since I was a child to live in my dream house. And there are a few criteria that I always follow in drawing up sketches...

(House Plan from above. Entrance to the RIGHT.)

1) It shall be a single story house...provided that the land is big enough. I'm just too tired with multilevel house. I had one since I was a child, and a big house at that (7 bedrooms, for 7 kids), it's very tiring. For those who dream of big house, well, good luck to ya, coz it's not just about affording the house, but also affording the time and effort to maintain the house. Even worse, I just don't understand a house that's more than 2 story high...maybe it's the view they are after.
2) The back yard shall be BIG! So I can have all my family activities there, with enough privacy. Love barbecue, or just simple family gathering.
3) The front yard is enough to occupy a porch for my car, a patio with few steps, and a small greenery. No bushes! Less maintaining issues.
4) I shall have coconut trees (or at least one). I miss having to pick coconut fresh from the trees and drink its juices like I used to in my previous house.
5) My kitchen shall be big enough, for it is where the heart of the home is (even though I'm not a good cook)...hehehe.
6) At least 4 bedrooms - 1 Master bedroom, 1 for my boy(s), 1 for my girl(s), and another for guestroom/study
7) Still have space for another extension for a bedroom. I like a big family :)

(View into my living room, facing the front door. I'd like to have extra seating by the window)

So I've been using my hubby's Microsoft Visio, but he needs his laptop at work. So I drew roughly on my graph paper. Some of the idea are integrated with K. Ida's & Nuar's plan (my brother & sis-in-law), bless them for being so great! Then I open up my SIMS 2, which I left without playing for more than 5 months now. I used to be a SIMS addict.

Here's some pics I'd like to share...hehehe (smiling gleefully). Hope this dream will come true soon!(View into my dining room, through a short 'hallway' where I can put my displays. And off course, my hubby's aquarium in the dining room. The door separates family area and the dining area, for privacy if its needed. It is easily open up like a sliding door for space. The living room and dining area is the same level, because in case I need to do kenduri - and my mother always reminds me - there'll be a lot of spaces without interruption)


(My herb garden, with a small deck/patio for breakfast or tea. If you look closely, it's just outside facing the dining are. To the left is a small door connecting to my dry kitchen. This is an extra area in case the dining area is not enough. I can open the sliding door into the open air. If you can remember from the previous picture, there's a big sliding door that separates the dining area and the family room. So the small door connecting the kitchen from outside would help tremendously in terms of 'privacy')

So far, that's the major stuff. Other's are just a matter of interior design. My kitchen has dry and wet area. Malaysian cook must have this, because it's humid weather + oily food will just destroy the furniture as well as (expensive) plates & saucers (that's what my mother told me).

Some may say I'm wasting my time by redoing this again and again. But if I don't, it'll stuck in my mind, and I can't concentrate on other things. It's better for me to put it down, and now I can see it visually. It's great for focusing on what I want in my life. Even if you don't believe me, I'll just convince myself...hehe.

Sigh...two more years to go and save up money! Now, let me plan how to get there :)

Thursday, December 13, 2007

My plan, Mama's plan, House plan, not plants!

I'm back with touching up my house plan...woohooo. Kemas2 folder atas dresser, I found house plan the one Kak Ida made, the one yang Mama suka sangat tu. But made some changes a little, just minor feet conversions, because I can't understand in millimeter hehehe. Sorry K Ida.

Going home this weekend...Mama is finally getting a maid. She doesn't want me to find one, coz she wants to find herself. I just prepare for the paperwork and money...$$$. Huh, punye la susah nak pujuk dia dapatkan maid. Now that I'm pregnant, I used myself as an excuse...

"Nanti masa pantang siapa nak tolong Mama masak, angkat barang, pergi pasar...bla bla bla..."
She replied..."Oh ye tak ye..."

Yay! Misi berjaya. I give myself a pat on the back.

Finally visited K Chal's Photopages! hehehe comel nyer anak2 saudara ici. Tembam2, debab2, dhomok2, grrrrrrrrr. Nak macam tu jugak! Hmm, must eat lots! I want to post pictures of them, but this friendster blog not canggih enough...hermph! Even more reason to change this blog elsewhere...Last resort is to save and post, can't link the pic to my K Chal's photopages.

Havingfun

Saturday, December 8, 2007

Must Change Perception!

I small talk to hubby.  He reassured me my dream house will be built in abt 2 years time, if there are no really big financial issue like - retrenchment and economic crisis.

Even though I don't totally believe him, but I talked it out.

I must tell myself, I MUST make it happen, because I WANT it so much.  I can't depend on people right?  It's not that I depend on their money, the house is going to be built out of my savings and my loan anyway.  So what if they won't let me "rush" it, or won't let me built it, I'll just have to find a land and built one. In fact I'll just give them the tongue :p!

I CHOSE TO BE HAPPY!

Now, (ticking my head), what's my next plan.  Hmmm, money money money!

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COMMENT:
AUTHOR: Shahrizal Azwan
DATE: 12/08/2007 07:23:00 AM
Terima kasih melawat blog saya :) Nice blog U have. Buying a house is like a dream come true. Good luck!

Wednesday, December 5, 2007

Current must do list!

My new mantra...

1. Monthly $$$ input into my ASB - make a mental note...deduct straight from salary. Must find out how once I register to my new hospital.

2. Must not take anymore money out of ASB!!! No matter how emergency it may seem

3. Aim for the stuff, save, then buy. No buy now, pay later (but I knew that...hehehe, I've always done that.)

4. Future plans - Unit trust funds!!! argh, when am I going to start? my baby is coming up in February. Hmm, must ask hubby to invest in Takaful Malaysia for Education plan + health rider. Yup yup, his responsibility <grin>.

5. Make a blog about my achievements and future goals. I lost my little notebook about my achievement so far. Maybe it's at Mama's house, all my books are there. Ni nak refer book for my ortho posting pun susah, sebab takde tempat dah kat rumah ni nak letak my stuff yang bertimbun tu. Sigh, oh well, just live with it.

I've finished with sewing for my baby. Most of the stuff I need right after newborn dah siap. Certain stuff I will only buy after delivery. So far, according to budget, I've spent RM700 for baby, RM300 below my initial budget. Yay! Me smart hueheuheueh. Thank God datang dari family besar. Big stuff like car seat, bassinet and cot sumer dapat dari elder sisters. Maternity blouse pun beli 2 je, coz my sis in law bagi yang lama. woohoo...well some ppl can say I'm a big saver, some people can say I'm stingy. Who cares.

Since dah habis hobby sewing barut and bedung and bibs (why do all start with a B?), I'm surfing on how to save more money for the future. My future and baby's future. Dah download banyak excel worksheet on retirement plan, personal budgeting.

See, if I want to retire by age of 45 (let say laa), that's 18 years more, and if I save about RM6000 a year in ASB(that's RM500 a month), by that 18 years, I already have RM200,000 in ASB. haaa! nice kan? Arwah Abah kata susah2 dahulu, senang2 kemudian.

Hmmm, macam mana nak handle money for building my house in next 2 years ek? kalau naik gaji pun, maybe naik RM 200 jek. Nasib baik government officer boleh dapat 4% interest jek. Hmmm, tak per tak per (self assurance kih kih kih), bila the time comes, I can make adjustments to payments to ASB and home loan.

Sometimes I wonder where my hubby comes into picture. Yeah...I wonder...

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COMMENT:
AUTHOR: Ici
DATE: 12/05/2007 11:31:29 AM
Haaa...dah set up a new blog called 'Shoot for the moon...'

still banyak nak edit. need the motivation :)
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COMMENT:
AUTHOR: Kawthar
DATE: 12/05/2007 05:55:38 PM
Sis dear, banyak nak fikirkan bila dah start ada baby ni... and 'where my hubby comes into picture'... that sounds familiar :) Still, we need to have goals.. somebody has too.. I also just started unit trust, so kalau nak nama agent, just let me know. I like her because she helps you a bit on your financial planning as well and keep updating so that you know what's your position 6 months from now, 1 year from now, etc.

Same with education insurance fund. Baru je got one for Ammar. Amin dah ada. Pakai Prudential (takaful plan). When it comes to financial matter, mmg memeningkan but focus on the long-term and usaha. InsyaAllah berjaya.

hmmm... bilalah nak jumpa ici ni...
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COMMENT:
AUTHOR: Ici
DATE: 12/06/2007 02:10:13 AM
Hmmm, weekend ahad ni ici ajak Rusydan balik rumah Mama. Sabtu dia ada sumthing. Jom jumpa jom!

Kawan ici pun kata Prudential takaful bagus. Well, Takaful malaysia pon okay jugak, but not as strong as Pru.

Yang Unit trust pulak, tengah tengok2 Public Ittikal. Dulu kek man pun mentioned it, but I need the money for the wedding. But now I think I can start :). I have a name of an agent, along with my frens.

Will see u soon :))))

Wednesday, October 18, 2006

MRCP

MRCP - Medical Royal College of Physician, an entree program for specialization.

Is it a sign???

A friend of mine was studying for his MRCP, and currently questioning whether to take the January or May exam in UMMC. Then, the next day, this prof asked me why I haven't start preparing anything for MRCP. Hello! I've only started working, 2 1/2 months to be exact. I need to wait 18 months before applying.

But it does make me realize, I should keep this in mind. Being a slow person, I should get ready by now. But being a procrastinator, starting too early is not very reliable thing for me. Hehe

I still need to collect information abt the standard and policy for MRCP in malaysia. Whether we have to go through specialization here, or go straight to subspecialization. Today I found out that our salary will be upgraded to U48 once we get MRCP, and univeristies do look at it as a priority in choosing its applicants.

Heck! I still need to figure out which field I'd like to jump into. So, I think it's better if I go to several posting before deciding. I hope I can go to Medicine posting next, and then Paediatrics afterwards. I am considering Haematology and Nephrology. I've thought about being a paediatrics, I really like kids and babies, but then, I'm not sure how I can handle mothers...hehehe. Besides, sometimes I don't have the heart to see ill babies. Family medicine, I'm just afraid I might get bored as a general practitioner even if it gives me more time with family (or so they say because no on call). Why nephrology? Because I've always been fascinated by the kidneys. How great God has made it to function, as small as it is, as every other part of human body. Why Haematology? Well, influenced by my late father's illness really, but that's about it.
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COMMENT:
AUTHOR: Ahmad Salman
DATE: 01/24/2007 06:26:21 AM

yeah.. we procastinators should get into the mood first kan ici... hehe. anyway. kawan maman pernah ckp nk tukar profession sbb tension dgn archi. die nk jd dokter, specializing in breasts. bengong tak? he doesn't know that all the breasts he sees are crooked ones. if the patients come with complete two of them. haha. or the one that grows hair on them. AHAHAHHA!!! or or...or. ow darn im crying here! bye.
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COMMENT:
AUTHOR: Ici
DATE: 01/25/2007 02:45:15 AM

sheesh! hehehehe
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